{
  "@context": "https://schema.org",
  "@type": "Dataset",
  "name": "Виміряні ціни автострахування — TEHET",
  "description": "Розрахунок у калькуляторі TEHET: ОСЦПВ (автоцивілка) — найдешевша й найдорожча пропозиція за містом реєстрації, тарифним класом і віком водія; Зелена карта — за зоною покриття та строком. Усе виміряно одним прогоном.",
  "url": "https://tehet.com.ua/osago/tsina",
  "license": "https://tehet.com.ua/terms",
  "inLanguage": "uk-UA",
  "isAccessibleForFree": true,
  "dateModified": "2026-10-12",
  "creator": {
    "@type": "Organization",
    "name": "TEHET",
    "url": "https://tehet.com.ua"
  },
  "measuredOn": "2026-10-12",
  "currency": "UAH",
  "products": [
    "ОСЦПВ (автоцивілка), Україна",
    "Зелена карта (Green Card)"
  ],
  "notes": [
    "Умови полісу ОСЦПВ встановлює закон і вони однакові в усіх страхових компаніях; відрізняється лише тариф.",
    "Ціна залежить від тарифного класу (об'єму двигуна), міста реєстрації авто, віку водія та строку дії.",
    "Франшиза в чинному ОСЦПВ не застосовується: усі пропозиції — з нульовою франшизою, і вибрати іншу не можна.",
    "Кожна ціна — реальна пропозиція страхової в нашому калькуляторі на дату вимірювання, а не оцінка й не середнє значення.",
    "Місто береться зі свідоцтва про реєстрацію транспортного засобу, а не з місця проживання водія.",
    "Це знімок, а не жива котирувальна відповідь. Актуальну ціну для конкретного авто дає калькулятор."
  ],
  "quoteEndpoint": {
    "description": "Живий розрахунок потребує номера авто й сесії. Публічного API немає — скористайтеся калькулятором.",
    "url": "https://tehet.com.ua/osago"
  },
  "tariffClasses": [
    {
      "code": "B1",
      "engineBand": "до 1600 см³",
      "description": "Найпоширеніший клас серед легкових авто: Golf, Octavia 1.4, Fabia, більшість міських машин."
    },
    {
      "code": "B2",
      "engineBand": "1601–2000 см³",
      "description": "Двигуни від 1.6 до 2.0 включно — Passat, Octavia 1.8, Camry 2.0, більшість кросоверів."
    },
    {
      "code": "B3",
      "engineBand": "2001–3000 см³",
      "description": "Великі кросовери й позашляховики середнього класу: RAV4 2.5, Highlander, X5 3.0."
    },
    {
      "code": "B4",
      "engineBand": "понад 3000 см³",
      "description": "Найдорожчий клас для легкових авто: великі позашляховики й представницькі седани."
    }
  ],
  "cities": [
    {
      "slug": "kyiv",
      "name": "Київ",
      "region": "м. Київ",
      "url": "https://tehet.com.ua/osago/kyiv"
    },
    {
      "slug": "kharkiv",
      "name": "Харків",
      "region": "Харківська область",
      "url": "https://tehet.com.ua/osago/kharkiv"
    },
    {
      "slug": "odesa",
      "name": "Одеса",
      "region": "Одеська область",
      "url": "https://tehet.com.ua/osago/odesa"
    },
    {
      "slug": "dnipro",
      "name": "Дніпро",
      "region": "Дніпропетровська область",
      "url": "https://tehet.com.ua/osago/dnipro"
    },
    {
      "slug": "lviv",
      "name": "Львів",
      "region": "Львівська область",
      "url": "https://tehet.com.ua/osago/lviv"
    },
    {
      "slug": "zaporizhzhia",
      "name": "Запоріжжя",
      "region": "Запорізька область",
      "url": "https://tehet.com.ua/osago/zaporizhzhia"
    },
    {
      "slug": "vinnytsia",
      "name": "Вінниця",
      "region": "Вінницька область",
      "url": "https://tehet.com.ua/osago/vinnytsia"
    },
    {
      "slug": "poltava",
      "name": "Полтава",
      "region": "Полтавська область",
      "url": "https://tehet.com.ua/osago/poltava"
    },
    {
      "slug": "mykolaiv",
      "name": "Миколаїв",
      "region": "Миколаївська область",
      "url": "https://tehet.com.ua/osago/mykolaiv"
    },
    {
      "slug": "kryvyi-rih",
      "name": "Кривий Ріг",
      "region": "Дніпропетровська область",
      "url": "https://tehet.com.ua/osago/kryvyi-rih"
    },
    {
      "slug": "chernihiv",
      "name": "Чернігів",
      "region": "Чернігівська область",
      "url": "https://tehet.com.ua/osago/chernihiv"
    },
    {
      "slug": "cherkasy",
      "name": "Черкаси",
      "region": "Черкаська область",
      "url": "https://tehet.com.ua/osago/cherkasy"
    },
    {
      "slug": "zhytomyr",
      "name": "Житомир",
      "region": "Житомирська область",
      "url": "https://tehet.com.ua/osago/zhytomyr"
    },
    {
      "slug": "khmelnytskyi",
      "name": "Хмельницький",
      "region": "Хмельницька область",
      "url": "https://tehet.com.ua/osago/khmelnytskyi"
    },
    {
      "slug": "chernivtsi",
      "name": "Чернівці",
      "region": "Чернівецька область",
      "url": "https://tehet.com.ua/osago/chernivtsi"
    },
    {
      "slug": "ivano-frankivsk",
      "name": "Івано-Франківськ",
      "region": "Івано-Франківська область",
      "url": "https://tehet.com.ua/osago/ivano-frankivsk"
    },
    {
      "slug": "bila-tserkva",
      "name": "Біла Церква",
      "region": "Київська область",
      "url": "https://tehet.com.ua/osago/bila-tserkva"
    },
    {
      "slug": "brovary",
      "name": "Бровари",
      "region": "Київська область",
      "url": "https://tehet.com.ua/osago/brovary"
    },
    {
      "slug": "irpin",
      "name": "Ірпінь",
      "region": "Київська область",
      "url": "https://tehet.com.ua/osago/irpin"
    },
    {
      "slug": "izmail",
      "name": "Ізмаїл",
      "region": "Одеська область",
      "url": "https://tehet.com.ua/osago/izmail"
    },
    {
      "slug": "kovel",
      "name": "Ковель",
      "region": "Волинська область",
      "url": "https://tehet.com.ua/osago/kovel"
    },
    {
      "slug": "uman",
      "name": "Умань",
      "region": "Черкаська область",
      "url": "https://tehet.com.ua/osago/uman"
    },
    {
      "slug": "mukachevo",
      "name": "Мукачево",
      "region": "Закарпатська область",
      "url": "https://tehet.com.ua/osago/mukachevo"
    },
    {
      "slug": "nikopol",
      "name": "Нікополь",
      "region": "Дніпропетровська область",
      "url": "https://tehet.com.ua/osago/nikopol"
    },
    {
      "slug": "rivne",
      "name": "Рівне",
      "region": "Рівненська область",
      "url": "https://tehet.com.ua/osago/rivne"
    },
    {
      "slug": "ternopil",
      "name": "Тернопіль",
      "region": "Тернопільська область",
      "url": "https://tehet.com.ua/osago/ternopil"
    },
    {
      "slug": "lutsk",
      "name": "Луцьк",
      "region": "Волинська область",
      "url": "https://tehet.com.ua/osago/lutsk"
    },
    {
      "slug": "sumy",
      "name": "Суми",
      "region": "Сумська область",
      "url": "https://tehet.com.ua/osago/sumy"
    },
    {
      "slug": "uzhhorod",
      "name": "Ужгород",
      "region": "Закарпатська область",
      "url": "https://tehet.com.ua/osago/uzhhorod"
    },
    {
      "slug": "kropyvnytskyi",
      "name": "Кропивницький",
      "region": "Кіровоградська область",
      "url": "https://tehet.com.ua/osago/kropyvnytskyi"
    },
    {
      "slug": "boryspil",
      "name": "Бориспіль",
      "region": "Київська область",
      "url": "https://tehet.com.ua/osago/boryspil"
    },
    {
      "slug": "kremenchuk",
      "name": "Кременчук",
      "region": "Полтавська область",
      "url": "https://tehet.com.ua/osago/kremenchuk"
    },
    {
      "slug": "kamianske",
      "name": "Кам’янське",
      "region": "Дніпропетровська область",
      "url": "https://tehet.com.ua/osago/kamianske"
    },
    {
      "slug": "pavlohrad",
      "name": "Павлоград",
      "region": "Дніпропетровська область",
      "url": "https://tehet.com.ua/osago/pavlohrad"
    },
    {
      "slug": "kamianets-podilskyi",
      "name": "Кам’янець-Подільський",
      "region": "Хмельницька область",
      "url": "https://tehet.com.ua/osago/kamianets-podilskyi"
    },
    {
      "slug": "berdychiv",
      "name": "Бердичів",
      "region": "Житомирська область",
      "url": "https://tehet.com.ua/osago/berdychiv"
    },
    {
      "slug": "oleksandriia",
      "name": "Олександрія",
      "region": "Кіровоградська область",
      "url": "https://tehet.com.ua/osago/oleksandriia"
    },
    {
      "slug": "drohobych",
      "name": "Дрогобич",
      "region": "Львівська область",
      "url": "https://tehet.com.ua/osago/drohobych"
    },
    {
      "slug": "sheptytskyi",
      "name": "Шептицький",
      "region": "Львівська область",
      "url": "https://tehet.com.ua/osago/sheptytskyi"
    },
    {
      "slug": "konotop",
      "name": "Конотоп",
      "region": "Сумська область",
      "url": "https://tehet.com.ua/osago/konotop"
    },
    {
      "slug": "stryi",
      "name": "Стрий",
      "region": "Львівська область",
      "url": "https://tehet.com.ua/osago/stryi"
    }
  ],
  "measurements": [
    {
      "city": "Київ",
      "citySlug": "kyiv",
      "tariffClass": "B1",
      "vehicle": "Volkswagen Golf 1.6",
      "engineCm3": 1598,
      "vehicleYear": 2018,
      "quotes": [
        {
          "driverAge": 20,
          "cheapest": 4179,
          "cheapestInsurer": "ЕКСПРЕС СТРАХУВАННЯ",
          "dearest": 10565,
          "insurersCompared": 16
        },
        {
          "driverAge": 30,
          "cheapest": 4179,
          "cheapestInsurer": "ЕКСПРЕС СТРАХУВАННЯ",
          "dearest": 8745,
          "insurersCompared": 16
        },
        {
          "driverAge": 40,
          "cheapest": 3818,
          "cheapestInsurer": "USG",
          "dearest": 6246,
          "insurersCompared": 16
        }
      ]
    },
    {
      "city": "Київ",
      "citySlug": "kyiv",
      "tariffClass": "B2",
      "vehicle": "Skoda Octavia 1.8",
      "engineCm3": 1798,
      "vehicleYear": 2018,
      "quotes": [
        {
          "driverAge": 20,
          "cheapest": 4932,
          "cheapestInsurer": "ЕКСПРЕС СТРАХУВАННЯ",
          "dearest": 12060,
          "insurersCompared": 16
        },
        {
          "driverAge": 30,
          "cheapest": 4777,
          "cheapestInsurer": "BBS Insurance",
          "dearest": 10203,
          "insurersCompared": 16
        },
        {
          "driverAge": 40,
          "cheapest": 4574,
          "cheapestInsurer": "ОРАНТА",
          "dearest": 7288,
          "insurersCompared": 16
        }
      ]
    },
    {
      "city": "Київ",
      "citySlug": "kyiv",
      "tariffClass": "B3",
      "vehicle": "Toyota RAV4 2.5",
      "engineCm3": 2494,
      "vehicleYear": 2018,
      "quotes": [
        {
          "driverAge": 20,
          "cheapest": 5140,
          "cheapestInsurer": "ЕКСПРЕС СТРАХУВАННЯ",
          "dearest": 13170,
          "insurersCompared": 16
        },
        {
          "driverAge": 30,
          "cheapest": 4976,
          "cheapestInsurer": "BBS Insurance",
          "dearest": 11174,
          "insurersCompared": 16
        },
        {
          "driverAge": 40,
          "cheapest": 4811,
          "cheapestInsurer": "USG",
          "dearest": 7982,
          "insurersCompared": 16
        }
      ]
    },
    {
      "city": "Київ",
      "citySlug": "kyiv",
      "tariffClass": "B4",
      "vehicle": "Toyota Land Cruiser 4.6",
      "engineCm3": 4608,
      "vehicleYear": 2018,
      "quotes": [
        {
          "driverAge": 20,
          "cheapest": 7091,
          "cheapestInsurer": "ОРАНТА",
          "dearest": 16585,
          "insurersCompared": 16
        },
        {
          "driverAge": 30,
          "cheapest": 5688,
          "cheapestInsurer": "USG",
          "dearest": 13603,
          "insurersCompared": 16
        },
        {
          "driverAge": 40,
          "cheapest": 4849,
          "cheapestInsurer": "USG",
          "dearest": 9952,
          "insurersCompared": 16
        }
      ]
    },
    {
      "city": "Харків",
      "citySlug": "kharkiv",
      "tariffClass": "B1",
      "vehicle": "Volkswagen Golf 1.6",
      "engineCm3": 1598,
      "vehicleYear": 2018,
      "quotes": [
        {
          "driverAge": 20,
          "cheapest": 3880,
          "cheapestInsurer": "Guardian",
          "dearest": 9158,
          "insurersCompared": 16
        },
        {
          "driverAge": 30,
          "cheapest": 3743,
          "cheapestInsurer": "ІНГО",
          "dearest": 7186,
          "insurersCompared": 16
        },
        {
          "driverAge": 40,
          "cheapest": 3182,
          "cheapestInsurer": "ІНГО",
          "dearest": 5174,
          "insurersCompared": 16
        }
      ]
    },
    {
      "city": "Харків",
      "citySlug": "kharkiv",
      "tariffClass": "B2",
      "vehicle": "Skoda Octavia 1.8",
      "engineCm3": 1798,
      "vehicleYear": 2018,
      "quotes": [
        {
          "driverAge": 20,
          "cheapest": 4685,
          "cheapestInsurer": "ЕКСПРЕС СТРАХУВАННЯ",
          "dearest": 11049,
          "insurersCompared": 16
        },
        {
          "driverAge": 30,
          "cheapest": 4638,
          "cheapestInsurer": "ІНГО",
          "dearest": 8384,
          "insurersCompared": 16
        },
        {
          "driverAge": 40,
          "cheapest": 3943,
          "cheapestInsurer": "ІНГО",
          "dearest": 5988,
          "insurersCompared": 16
        }
      ]
    },
    {
      "city": "Харків",
      "citySlug": "kharkiv",
      "tariffClass": "B3",
      "vehicle": "Toyota RAV4 2.5",
      "engineCm3": 2494,
      "vehicleYear": 2018,
      "quotes": [
        {
          "driverAge": 20,
          "cheapest": 4810,
          "cheapestInsurer": "Guardian",
          "dearest": 11137,
          "insurersCompared": 16
        },
        {
          "driverAge": 30,
          "cheapest": 4665,
          "cheapestInsurer": "BBS Insurance",
          "dearest": 9182,
          "insurersCompared": 16
        },
        {
          "driverAge": 40,
          "cheapest": 4430,
          "cheapestInsurer": "ІНТЕР-ПОЛІС",
          "dearest": 6559,
          "insurersCompared": 16
        }
      ]
    },
    {
      "city": "Харків",
      "citySlug": "kharkiv",
      "tariffClass": "B4",
      "vehicle": "Toyota Land Cruiser 4.6",
      "engineCm3": 4608,
      "vehicleYear": 2018,
      "quotes": [
        {
          "driverAge": 20,
          "cheapest": 6124,
          "cheapestInsurer": "ОРАНТА",
          "dearest": 14339,
          "insurersCompared": 16
        },
        {
          "driverAge": 30,
          "cheapest": 5332,
          "cheapestInsurer": "USG",
          "dearest": 11178,
          "insurersCompared": 16
        },
        {
          "driverAge": 40,
          "cheapest": 4546,
          "cheapestInsurer": "USG",
          "dearest": 8278,
          "insurersCompared": 16
        }
      ]
    },
    {
      "city": "Одеса",
      "citySlug": "odesa",
      "tariffClass": "B1",
      "vehicle": "Volkswagen Golf 1.6",
      "engineCm3": 1598,
      "vehicleYear": 2018,
      "quotes": [
        {
          "driverAge": 20,
          "cheapest": 3970,
          "cheapestInsurer": "ЕКСПРЕС СТРАХУВАННЯ",
          "dearest": 9158,
          "insurersCompared": 16
        },
        {
          "driverAge": 30,
          "cheapest": 3743,
          "cheapestInsurer": "ІНГО",
          "dearest": 7604,
          "insurersCompared": 16
        },
        {
          "driverAge": 40,
          "cheapest": 3182,
          "cheapestInsurer": "ІНГО",
          "dearest": 5432,
          "insurersCompared": 16
        }
      ]
    },
    {
      "city": "Одеса",
      "citySlug": "odesa",
      "tariffClass": "B2",
      "vehicle": "Skoda Octavia 1.8",
      "engineCm3": 1798,
      "vehicleYear": 2018,
      "quotes": [
        {
          "driverAge": 20,
          "cheapest": 4685,
          "cheapestInsurer": "ЕКСПРЕС СТРАХУВАННЯ",
          "dearest": 11049,
          "insurersCompared": 16
        },
        {
          "driverAge": 30,
          "cheapest": 4638,
          "cheapestInsurer": "ІНГО",
          "dearest": 8872,
          "insurersCompared": 16
        },
        {
          "driverAge": 40,
          "cheapest": 3943,
          "cheapestInsurer": "ІНГО",
          "dearest": 6337,
          "insurersCompared": 16
        }
      ]
    },
    {
      "city": "Одеса",
      "citySlug": "odesa",
      "tariffClass": "B3",
      "vehicle": "Toyota RAV4 2.5",
      "engineCm3": 2494,
      "vehicleYear": 2018,
      "quotes": [
        {
          "driverAge": 20,
          "cheapest": 4883,
          "cheapestInsurer": "ЕКСПРЕС СТРАХУВАННЯ",
          "dearest": 11452,
          "insurersCompared": 16
        },
        {
          "driverAge": 30,
          "cheapest": 4665,
          "cheapestInsurer": "BBS Insurance",
          "dearest": 9717,
          "insurersCompared": 16
        },
        {
          "driverAge": 40,
          "cheapest": 4430,
          "cheapestInsurer": "ІНТЕР-ПОЛІС",
          "dearest": 6940,
          "insurersCompared": 16
        }
      ]
    },
    {
      "city": "Одеса",
      "citySlug": "odesa",
      "tariffClass": "B4",
      "vehicle": "Toyota Land Cruiser 4.6",
      "engineCm3": 4608,
      "vehicleYear": 2018,
      "quotes": [
        {
          "driverAge": 20,
          "cheapest": 6124,
          "cheapestInsurer": "ОРАНТА",
          "dearest": 14339,
          "insurersCompared": 16
        },
        {
          "driverAge": 30,
          "cheapest": 5332,
          "cheapestInsurer": "USG",
          "dearest": 11829,
          "insurersCompared": 16
        },
        {
          "driverAge": 40,
          "cheapest": 4546,
          "cheapestInsurer": "USG",
          "dearest": 8449,
          "insurersCompared": 16
        }
      ]
    },
    {
      "city": "Дніпро",
      "citySlug": "dnipro",
      "tariffClass": "B1",
      "vehicle": "Volkswagen Golf 1.6",
      "engineCm3": 1598,
      "vehicleYear": 2018,
      "quotes": [
        {
          "driverAge": 20,
          "cheapest": 3880,
          "cheapestInsurer": "Guardian",
          "dearest": 9158,
          "insurersCompared": 16
        },
        {
          "driverAge": 30,
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            "cheapestInsurer": "КНЯЖА",
            "dearest": 1461,
            "insurersCompared": 2,
            "approxPerDay": 38
          },
          {
            "term": "2m",
            "termLabel": "2 місяці",
            "cheapest": 1551,
            "cheapestInsurer": "КНЯЖА",
            "dearest": 1987,
            "insurersCompared": 2,
            "approxPerDay": 26
          },
          {
            "term": "3m",
            "termLabel": "3 місяці",
            "cheapest": 1917,
            "cheapestInsurer": "КНЯЖА",
            "dearest": 2457,
            "insurersCompared": 2,
            "approxPerDay": 21
          },
          {
            "term": "6m",
            "termLabel": "6 місяців",
            "cheapest": 2616,
            "cheapestInsurer": "КНЯЖА",
            "dearest": 3659,
            "insurersCompared": 2,
            "approxPerDay": 15
          },
          {
            "term": "1y",
            "termLabel": "1 рік",
            "cheapest": 4096,
            "cheapestInsurer": "КНЯЖА",
            "dearest": 5209,
            "insurersCompared": 2,
            "approxPerDay": 11
          }
        ]
      }
    ],
    "vehicleAgeNotes": [
      {
        "insurer": "ОРАНТА",
        "territory": "europe",
        "term": "1y",
        "vehicleCategory": "passenger_car",
        "vehicleYearFrom": 2022,
        "price": 10577,
        "priceOlderVehicle": 11752,
        "measuredOn": "2026-10-12",
        "note": "Розрахунок TEHET 12.10.2026 для легкового авто 2022 року випуску й новіше, зона «Європа», 12 місяців. Для авто, старших за 5 років, — 11 752 ₴. Точна ціна — за номером вашого авто.",
        "url": "https://tehet.com.ua/strakhovyky/oranta#nove-avto"
      }
    ]
  },
  "termComparison": {
    "description": "Наскільки річний поліс дорожчий за одинадцятимісячний, у відсотках, за тими самими страховими.",
    "minPercent": 2.5,
    "maxPercent": 6.7
  }
}